💲 SoFi Technologies | SOFI Stock Price Prediction 2025 to 2050

About SoFi Technologies Inc. (NASDAQ : SOFI)

SoFi Technologies Inc. (NASDAQ : SOFI) is a financial services company that’s on a mission to make money management simple and accessible. It was founded in 2011. SoFi initially focused on helping students to refinance their loans but it quickly expanded to cover a wide range of financial needs. Today, SoFi offers many services including banking, investing, lending, and personal finance tools in its one platform, aiming to bring all aspects of finance under one roof.

What sets SoFi Technologies apart is its innovative tech-driven approach which provides a seamless experience to users and sets a new standard in digital finance. From high-interest savings accounts to unique credit offerings, SoFi aims to empower people to reach their financial goals faster and easier.

SoFi Technologies Inc. (SOFI) | Past, Present & Future

Historical data analysis of SoFi stock price

Here in the above annual percentage change chart, we can observe that SoFi share price gave mixed positive as well as negative returns to the investors. In 2021, SoFi stock provided a decent +27% returns. But in 2022, the stock price fell -70.84%. In 2023, the stock price was increased by +115.84%.

Although, the overall growth of SoFi stock price is negative after the fall of 2021. It never touched the 2021’s high of $28.26. If we calculate it from the initial value, it is in the overall loss of -20%.

Since, the current trend of the SoFi stock is highly positive but it is trading really far from all the averages which is a sign of temporary volatility in the stock price. So, as per our analysis, it would be good if you wait for some time before investing into it. We have provided more detailed analysis below which can help you better your investment decision regarding SoFi Technologies Inc.

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One year chart analysis for SoFi stock price prediction 2025

SoFi Stock Live Chart

After the sudden fall in early 2024, we observed a slow but steady downtrend in SoFi stock price till . However, the stock tried to rise many times, but it came down to a new low every time. Now in the end of 2024, it is trying to change its trend, with volumes, which can be good sign. In November 2024, we saw a sudden spike in the many technology and IT sector stock prices, which effected SoFi Technologies also. Want to know more about the company? Keep reading, we also have glimpse of our analysis that explains about how we get these forecasts.

Time-Frame analysis of SoFi Technologies Inc. : Hourly, Daily & Weekly

Since SoFi operates in the evolving fintech space, it’s also important to think about how new advancements in technology might shape its future growth. As by a technical chart analysis of Simple Moving Averages (SMAs) we can observe the following –

Time Frame	Observation
View Daily Chart (Every candle represents Nasdaq : SOFI share’s trading session of one Daily. Each single candle represent the HIGH, LOW, OPEN, CLOSE of that particular daily)	On the Daily time-frame SOFI stock is trading BELOW 21 Days, 50 Days & 100 Days & ABOVE 200 Days SMAs. This indicates that SOFI stock has a Sideways to Negative sentiment in medium term..
View Weekly Chart (Every candle represents Nasdaq : SOFI share’s trading session of one Week. Each single candle represent the HIGH, LOW, OPEN, CLOSE of that particular week)	On Weekly time-frame, we can observe that SOFI stock is trading BELOW 21 Weeks SMA BUT ABOVE 50 Weeks & 100 Weeks SMA. This is the sign of Sideways to Bullishness in Long term.
View Monthly Chart (Every candle represents Nasdaq : SOFI stock’s trading session of one Monthly. Each single candle represent the HIGH, LOW, OPEN, CLOSE of that particular Monthly)	On Monthly time-frame, we can observe that SOFI stock is trading ABOVE 21 Month SMAs. This indicates that the SOFI stock is in slight Up trend for Very Long term.

Dow Jones, NASDAQ & SoFi Technologies Inc. : A comparative Analysis

Check out the comparative year on year returns of Dow Jones, Nasdaq and SOFI. Here, we are showing the returns by comparing them on closing basis –

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SOFI Peer Comparison / Competitors Analysis

We will compare SoFi Technologies Inc. (Nasdaq : SOFI) to its top competitors. We will see how its peer companies performed year-on-year . Below is the comparative table of Ally Financial Inc. (ALLY), Qifu Technology Inc. (QFIN), SLM Corporation (SLM)’s returns from 2020 to 2024 based on CLOSING Prices.

Here we can observe that SOFI stocks’ performance is at par when compared to its peer companies if we look at the 5-year average returns. We didn’t considered Joint Stock company Kaspi.kz (KSPI) for this comparison since it got listed in 2024.

SoFi Stock Price Prediction : Short & Long Term

SoFi Stock Price Forecast 2025, 2026, 2027, 2028, 2029

Based on the above predictions, SoFi Technologies Inc. (NASDAQ: SOFI) stock could see decent but volatile growth in the coming years. Starting from its current price of $11.90 (as of March 28, 2025), here’s a breakdown of the expected percentage increases for SoFi stock price each year leading up to 2029:

• 2025: The stock price is expected to reach $13.84, reflecting a 16.30% increase.
• 2026: The estimated price is $16.07, marking a 35.04% rise.
• 2027: The forecasted price is $19.94, showing an 67.56% gain.
• 2028: The anticipated price is $23.38, indicating a 96.47% increase.
• 2029: The stock is expected to hit $26.72, representing a massive 124.52% surge compared to today’s price of $11.90.

SoFi Stock Price Prediction 2030, 2035, 2040, 2050

As we look towards the long term growth, SoFi stock may provide a steady growth and good returns for long-term investors. Based on the current price of $11.90 (as of March 28, 2025), here are the projected percentage gains for SoFi stock price:

• By 2030: The stock price could reach $31.56, marking a 165.21% increase.
• By 2035: It could rise to $45.18, reflecting a 279.66% return.
• By 2040: The stock is expected to climb to $62.07, showing a 421.59% gain.
• By 2050: SoFi’s stock price could hit $85.34, indicating an impressive 617.14% increase from today’s price of $11.90.

These projections highlight SoFi’s long-term growth potential, but these forecast come with associated risks. Future market conditions and industry developments in finance as well as IT sector will play a crucial role in shaping the actual performance of the stock.

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SoFi Stock Price Prediction 2025 (month-wise)

As per our analysis of SoFi stock price, we are expecting that the prices may rise up to $13.84 during 2025, offering an approximate 16.30% return on its current price of $11.90 (as of March 28, 2025). This represents a DECENT return for long term investors.

Conclusion

SoFi Technologies (SOFI) has shown steady growth in the fintech sector, with a market cap of $11.72 billion USD. The stock reached its all-time high of $28.26 in February 2021, but its overall trend remains sideways. Despite short-term fluctuations, long-term forecasts suggest that SOFI could reach $85.34 per share by 2050, indicating strong potential for future growth. As the company continues to expand its digital banking and lending services, it remains an interesting stock to watch for long-term investors.

For long-term investors, SoFi Technologies Inc. (NASDAQ: SOFI) holds promising potential as a choice for steady, future growth. We hope this article, “SOFI stock price prediction 2025, 2030, 2040 & 2050” has given you valuable insights. Be sure to check out the videos and FAQs section for more detailed information and guidance.

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Disclaimer : Not an Investment Advice

The content shared in the above article “SoFi Technologies | SOFI stock price prediction 2025, 2030, 2040 & 2050” is for general information only. It’s not intended as financial, investment, or professional advice. Always consult a qualified professional—whether legal, financial, or tax-related—before making any investment decision.